Monday, January 21

Financial Well-being


Want to improve your credit score? Want to cut your tax bills?  Like to tear up hundred dollar bills? (You're probably doing that). How about this:  want to wake up retired and without money?  Your Financial Well-being rules your life.  We put you in charge of the rules.

 

Financing Higher Education—Checking Out Education Loans

The cost of post-secondary education—college, university, community college or career or trade schools—continues to rise. But pursuing higher education can be worth the investment. The College Board's "Education Pays 2013" report found that the median earnings of persons with bachelor's degrees who were working full-time year-round in 2011 were $56,500 which was $21,100 more than the median earnings of high school graduates.

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E-Statements and Managing Your Financial Accounts Online Can Offer Big Benefits

onlinebankingHow savvy are you about online banking? Do you take advantage of online banking to manage many aspects of their accounts online? That's terrific, if you do.

As you read our reports, you'll find that we're big fans of managing your personal financial business online. Having online access to all your financial accounts (beyond your checking account) can offer increased convenience, efficiency, and, above all, security. Using e-statements, instead of paper statements, can also offer benefits. Of course, as the "end-use" consumer, you must follow good security practices, just like reputable financial institutions do. This report profiles some of the potential benefits of managing most of your financial business online, including using e-statements, and provides tips for doing it safely.

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Binding Mandatory Arbitration: A Fact Sheet

contractWhat is arbitration?

Arbitration is an alternative method of resolving disputes in which two parties present their individual sides of a complaint to an arbitrator or panel of arbitrators. The arbitrator, who is supposed to be neutral, then weighs the facts and arguments of both parties and decides the dispute. Arbitration may be voluntary or mandatory.

What is voluntary arbitration?

In voluntary arbitration, both sides in the dispute voluntarily agree to submit their disagreement to arbitration after it arises and after they have an opportunity to investigate their best options for resolving their claim.

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