Monday, March 18

Financial Well-being


Want to improve your credit score? Want to cut your tax bills?  Like to tear up hundred dollar bills? (You're probably doing that). How about this:  want to wake up retired and without money?  Your Financial Well-being rules your life.  We put you in charge of the rules.

 

Vacation or Staycation—Are You Getting the Most for Your Money?

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Summer is here and for many people that means it's vacation time. Even if your family economy is still as sluggish as the general economy, you don't have to forego summer fun. And even if you haven't made plans, it's not too late to get the most for your money. Here are more than 25 tips on how!

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Retirement Planning: It's Never Too Early or Too Late

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Whether retirement is many years away or just a few years in the future, preparing for it is important. With many employers offering 401(k) or other defined contribution plans, instead of pensions, saving for retirement is your responsibility. No matter your age, it's never too early or too late to start. Make the following tips work for you.

In Your 20's or 30's?

It's never too early to start saving for retirement. For many younger people, saving for retirement is at the bottom of their savings goals. But starting your retirement savings during these years can produce big results for your retirement. Why? Time, not money is your greatest asset. Even small amounts of money invested for 30 to 40 years have a chance to grow into much larger amounts. Here are several steps that financial planning experts recommend.

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Do You Know These Tax Tips?

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It's that time of the year again. Time to file your income taxes. Each year always brings changes. Being aware of the tips in this report may help you get that chore done more efficiently.

Filing deadline is April 15th. You have until April 18, 2016, to file your income tax return for 2015. If you request an extension, you will have until October 15th to file your return.

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Are You Making Important Financial Resolutions?

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Here's a question on everyone's mind: Will the economic picture continue to improve in the coming year? Things can improve for your personal finances—and your family's—if you adopt three powerful resolutions for this new year.

1. Perform a personal credit check up.

Do you know your credit score? This three-digit number, based on your credit history as recorded in your credit report, influences many things in your life.

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Looking for Extra Money? Which Options Are Risky? Which Are Real?

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With economic times still tough for some consumers, some of us are looking for ways to acquire some extra cash or to save money on necessities we have to purchase. Typical ways to acquire extra cash are to sell something or to find extra work. Buying goods and services at a discount helps us save on those necessities. How do you tell the real, practical options from the risky or fraudulent schemes? In this report, I'll give you some tips on how to tell the difference in several popular areas.

Selling gold, jewelry, coins and/or collectibles. Traveling buyers road shows are pulling in thousands of consumers all over the country today. Multiple ads on radio, TV, and billboards and full-page spreads in newspapers invite consumers to bring in their gold or jewelry (broken okay) or other collectibles to sell for "top dollar." While many of these shows are run by reputable companies, you will not necessarily get the best offer from them for your jewelry or collectibles.

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